How to afford a Euro Summer.

Cinque Terre… or Mykonos? Baguettes in the South of France or sightseeing in Spain? Woah woah woah. Let’s back up a sec and make sure the budget is on board. Before we start packing our bags, let’s unpack six ways to make saving for a Euro Summer a breeze (a salty, warm, Croatian breeze, to be specific).

What’s the plan, Stan?
Start with setting clear goals. Sketch out your European adventure and back it up with a realistic budget. Break down your expenses: flights, accommodations, activities, and yes—the occasional gelato by the Trevi Fountain. Planning can not only save you money but also help you avoid last-minute financial stress.

Small savings habits, big results
Pack your lunch instead of eating out, invite friends over instead of splurging at restaurants, and channel those savings into your travel fund. All this saving means you could soon be savouring a croissant by the Seine, yum.

Money-monitoring
Use ING’s budgeting calculator to track your spending and identify areas that can be trimmed. A subscription you don’t need? A habit you can do without? Every euro saved is a step closer to cobbled streets and sunsets in Santorini.

Go head over heels for East over West
It’s this time of year when every photo on your Insta feed seems to merge into one. So why not venture beyond the typical Western European hotspots? Eastern Europe offers rich experiences without the hefty price tag. Imagine the gothic spires of Prague or the thermal baths of Budapest—all within a modest budget. Now that’s an Insta feed we want to see.

Live like a local
Skip the tourist traps. Instead, pick fresh ingredients from a local market, cook a meal in your Airbnb, and save your euros. Dining out in Paris or Rome is an experience, but shopping and cooking like locals is cost-effective and culturally enriching.

Bring us with you?
Remember, with ING’s Orange Everyday debit card or the Orange One credit card, international transaction fees could be a thing of the past (see below for eligibility criteria). And if you’re carrying the Orange One rewards Platinum card, you might be covered with complimentary travel insurance, giving you peace of mind as you indulge in your summer adventures. Refer to travel insurance terms & conditions.

Also check out the Visa Offers + Perks page and see what discounts are available on accommodation, car hire and more. Terms and conditions apply.

With a little forethought, and some smart saving, your Euro summer could be closer than you think. All it takes is the right mindset and the right bank backing you up. Ready to start saving? The Old World awaits.

Find out more about our ING everyday accounts and extra banking benefits.

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Orange Everyday utility bill offer

1% cashback on eligible utility bill payments, up to $100 per Orange Everyday, per financial year. An eligible utility bill payment is a payment made by BPAY, direct debit (BSB and account number), or PayTo from your Orange Everyday account for a water, gas or electricity bill from an agreed supplier for the Australian residential address of the account holder.

ING Pocket Perks

ING Pocket Perks is a rewards program for Orange Everyday Debit Card holders and Orange One Card holders aged 18 years and older. Each debit or credit card you hold will automatically be enrolled into ING Pocket Perks. ING Pocket Perks offers are subject to specific eligibility requirements set by the merchant providing the offer, and these details will be displayed in the ‘Offers’ section of the ING app. Cashback is usually credited within 7 days of a qualifying purchase being fully processed. ING Pocket Perks offers are also subject to the Orange Everyday Terms & Conditions or Orange One Terms & Conditions that correlate to the card you hold. Offer information displayed in the ING App is provided by participating merchants. ING makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the offer information. Offers are for a limited time only and subject to change.

If you activate your Orange Everyday debit card or Orange One credit card between 21 July 2025 and 31 March 2026, there may be a delay in its automatic enrolment into ING Pocket Perks. You can manually enrol the card yourself by logging into mobile banking and navigating to your card, then selecting “ING Pocket Perks”. Once you do this, your card will be enrolled with immediate effect.

Cashback payments may have tax implications, we recommend you seek tax advice from an independent tax advisor.

For full terms and conditions, see the Orange Everyday Terms and Conditions and Fees and Limits Schedule, Orange Everyday Target Determination and the agreed utility supplier list at ing.com.au.

Complimentary international travel insurance

AWP Australia Pty Ltd ABN 52 097 227 177 AFSL 245631, trading as Allianz Global Assistance (AGA), under a binder from the insurer, Allianz Australia Insurance Limited ABN 15 000 122 850 AFSL 234708 (Allianz), has issued an insurance group policy to ING Bank (Australia) Limited ABN 24 000 893 292 AFSL and Australian credit licence 229823 (ING) which allows eligible persons to claim under it as third party beneficiaries. Access to the benefit of cover under the ING card insurances is available to eligible ING cardholders and other eligible third party beneficiaries by operation of s48 of the Insurance Contracts Act 1984 (Cth). Terms, conditions, limits and exclusions apply. Any advice on insurance is general advice only and not based on any consideration of your objectives, financial situation or needs. You must check whether or not it is appropriate, in light of your own circumstances, to act on this advice. ING does not guarantee this insurance.

All applications are subject to ING’s eligibility and credit assessment criteria. Fees, charges and eligibility apply. See the product terms and conditions at ing.com.au.

ING is not affiliated with third parties mentioned in this article. ING is not responsible for any services provided by third parties nor does ING accept any liability or responsibility arising in any way from any products or services supplied by the third parties or any opinions expressed by them.

The information is current as at publication. Any advice on this website does not take into account your objectives, financial situation or needs and you should consider whether it is appropriate for you. Deposit products, savings products, credit card and home loan products are issued by ING, a business name of ING Bank (Australia) Limited ABN 24 000 893 292, AFSL and Australian Credit Licence 229823. Living Super, a sub-plan of OneSuper ABN 43 905 581 638 is issued by Diversa Trustees Limited ABN 49 006 421 638, AFSL 235153 RSE L0000635. The insurance cover offered by Living Super is provided by Metlife Insurance Limited ABN 75 004 274 882, AFSL 238096. ING Insurance is issued by Auto & General Insurance Company Limited (AGIC) ABN 42 111 586 353 AFSL Licence No 285571 as insurer. It is distributed by Auto & General Services Pty Ltd (AGS) ABN 61 003 617 909 AFSL 241411 and by ING as an Authorised Representative AR 1247634 of AGS. All applications for credit are subject to ING’s credit approval criteria, and fees and charges apply. You should consider the relevant Product Disclosure Statement, Target Market Determination, Terms and Conditions, Fees and Limits Schedule, Financial Services Guide, Key Facts Sheet and Credit Guide available at ing.com.au when deciding whether to acquire, or to continue to hold, a product. Before interacting with us via our social media platforms, please take a minute to familiarise yourself with our Social Media User Terms https://www.ing.com.au/pdf/Social_Media_User_Terms.pdf.