Get to know Savings Maximiser

Whether you’re thinking first home, new home, rainy day or holiday – Savings Maximiser may help you kick some pretty big goals.

With no ING account keeping fees, no withdrawal fees and no minimum balance, save the way you want to save – with more of your money going towards your savings goals. Other costs and fees may apply.

Plus, if you have an Orange Everyday, you could get our highest Savings Maximiser variable rate of up to % p.a.

From 15/10/2025, all Orange Everyday customers will automatically get access to 1% cashback on eligible utility bills (T&Cs apply), $0 ING international transaction fees, and $0 ING international ATM withdrawal fees – all without needing to meet any monthly eligibility requirements. For domestic ATM withdrawals, there will continue to be no fees charged by ING, but third party operator fees will no longer be rebated.

Existing Orange Everyday benefits will continue to apply up until 14 October 2025 for customers that met the eligibility criteria in September 2025.

If you have a Savings Maximiser and Orange Everyday, and you meet the eligibility criteria each month:

• deposit $1,000 or more from an external source to any personal ING account in your name (excluding Living Super and Orange One) and
• make 5+ eligible ING card purchases that are settled (not pending)
• grow your nominated Savings Maximiser balance so it is higher than it was at the end of the previous month (excluding interest earned for the current month). T&Cs apply

Do this each month, and this could be yours the following calendar month:

% p.a. Variable Interest

(Incl. % p.a. additional variable rate + % standard variable rate)

_{Available on one Savings Maximiser account on balances up to $100,000. If you do not satisfy the conditions to receive the additional variable rate, the Savings Maximiser standard variable rate (currently, % p.a.) applies.}

You may also get access to these benefits when you add an Orange Everyday and meet the eligibility criteria in the previous month:

You could get 1% cashback when you pay any eligible gas, electricity and water bills with your Orange Everyday account by BPAY, PayTo or Direct Debit using your BSB and account number (up to $100 per financial year). T&Cs apply

$0 ING international transaction fees when you shop online and overseas. Other costs and fees may apply.

Rebates on the ATM Withdrawals fee for the first 5 fee incurring ATM withdrawals (excludes international ATM operator fees).

Add an Orange Everyday